Alluo Explained
  • Welcome
    • 🧭 The Basics
  • Getting Started
    • πŸ’» The DeFi Web App
      • ❓ Connecting to the app
      • 🚜 Depositing into the farms
      • πŸ™Œ Other basics
      • 🏦 Importing your Mobile app wallet to Metamask
      • 🧬 Add the polygon network manually in Metamask.
      • ⛓️ Bridging Stablecoins from another chain
    • πŸ“±The Mobile app
      • πŸ—οΈ Setting up your account
      • 🏦 Depositing money into the app
      • πŸ™Œ Other basics
      • πŸ” Exporting your private key
    • πŸ“–Tech deep dive: Contract Address Library
  • Understanding Alluo
    • πŸ’΅ How does Alluo get the yield?
      • 🐰 Going deeper into the Alluo protocol rabbit hole
    • 🧐 FAQ
  • Tokens & Tokenomics
    • πŸͺ™ The tokens
    • πŸ‘¨β€πŸ”¬Tech deep dive: Interest Bearing {asset} token
      • Depositing
      • Withdrawals
      • IbAlluo on different chains
      • StIbAlluo and Superfluid
        • A closer look at the integration between IbAlluo and StIbAlluo
      • Using the IbAlluo contract directly to create streams
      • Liquidity Handler and adapters
        • Deposit process with the Liquidity Handler
        • Withdraw process with the Liquidity Handler
    • πŸ“ˆ Tokenomics
    • πŸ‘¨β€πŸ”¬Tech deep dive: Boosting yield by compounding rewards
      • Deposit into the Vault
      • Withdraw from the Vault
      • Redeem rewards
      • Automatic boosting with Alluo
      • FraxConvex Vaults
      • Managing withdrawal requests in IERC4626
  • Decentralisation and Trust
    • πŸ—³οΈ Trustless governance and execution
    • πŸ‘¨β€πŸ”¬Tech deep dive: Vote Executor Architecture
      • Off chain votes to on chain data
      • Onchain data verifcation
      • Automated execution of votes
        • Tokenomics
        • Liquidity Direction
        • Setting APYs on farms
      • Cross chain execution of votes
      • Manually submitting vote results onchain
    • ↔️Alluo Exchange
      • Interacting with the Exchange
    • vlAlluo Architecture
    • Contracts upgrades
    • Investment strategies
      • πŸ“ˆFrax Convex Finance
        • Adding new pools into the strategy
        • Investing into a pool
  • More Advanced Features
    • πŸ” Repeat payments, streaming IbAlluo
  • Product Updates
    • πŸ‘Œ Product Roadmap: Building the right products
    • πŸ’» Web App releases
    • πŸ“± Mobile App releases
    • 🏎️ Alluo Boost
  • tutorial projects
    • Example: USDC to streaming 1 IbAlluo per second
    • Example: Using IbAlluoUSD and Ricochet to do capital efficient DCA into ETH
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On this page
  • September 2022 product update
  • Our mission
  • Our guiding questions
  • 3 focus areas
  • The roadmap
  • The full lowdown on our plans
  • November β€” End Q1
  • Q2 onwards
  1. Product Updates

πŸ‘Œ Product Roadmap: Building the right products

πŸ’‘ This section will include access to regular product updates

PreviousπŸ” Repeat payments, streaming IbAlluoNextπŸ’» Web App releases

Last updated 2 years ago

September 2022 product update

This pack covers our plans for NOW, NEXT & LATER

It touches on a couple of slides the team went through in our offsite in Marrakech so you can see some more about our broader mission to give context

Our mission

So what is our mission?

The world is moving at pace. Whilst Fintech has done a lot to improve financial services for many, it’s mostly enhanced customer experience on top of existing rails and infrastructure and doesn’t make the systemic changes many need.

At Alluo, we want to change this. We want to democratise access to financial services.

Democratising Financial Services is NOT just a developing nation problem. There is a huge opportunity to improve the status quo globally.

So where do we start to achieve this bold mission?

We believe that web3 and DeFi Defi are the critical enablers to achieve this.

Our guiding questions

We’ve set ourselves two key questions to guide our product roadmap over the next 6-12 months.

3 focus areas

And right now, those translate into 3 focus areas.

The roadmap

As we just start September 2022, we’ve just gone live with our farms on mainnet; bringing the benefit of the Alluo farms to a broader liquidity pool πŸš€.

September-November 2022 in summary

From September 1st until November we’ve got a stack of features and usability changes ahead of our ETH San Fransisco launch event in November.

The full lowdown on our plans

πŸ₯° Usability β€” New onboarding screens & better signposting both in mobile and the web-app.

🌟 Awareness β€” We’re shooting for 5* reviews for our app and will be kicking off some marketing campaigns to help. So if you haven’t already, take a look around the app and leave us a review on the app store or google play.

πŸ’— Scaling β€” We’re proposing an update to our tokenomics to deliver improved rewards for those who own the Alluo token and choose to lock. We’ll link that proposal once complete.

πŸ€– Automation β€” It’s critical for us to automate all human interaction and input wherever possible. The current focus is fully automating the liquidity direction (sending deposits to the rewards pools) and improving how we top up our liquidity buffer (amount of immediately accessible funds).

⏩ Alluo Boost β€” we’re building an opportunity to earn more yield on your deposits as we do more with the rewards we earn from them.

Using boost, customers can deposit either stablecoins OR ETH/StETH and (in simple terms), instead of today where we sell rewards from the deposits we make in liquidity pools, in boost we continue to re-farm rewards to compound the benefits.

This means you could deposit stablecoins and earn rewards in CVX/ETH. By doing so, your initial APY is boosted by over 30%. πŸš€

These rewards continue to compound the longer you leave your deposit (and rewards) in there. PLUS, in this stablecoin deposit example, you’re taking as little risk as possible with your initial investment. ✌️

πŸ€‘ Alluo AutoInvest: WEB-APP

Using AutoInvest, customers will be able to set up a stream to enable customers to dollar cost average (DCA) into yield-bearing ETH and BTC. πŸ˜΅β€πŸ’«

OK. Say-what-now?

By way of an example, let’s say you want to buy $1000 of ETH over the next month.

With AutoInvest, you will select your amount to buy over how long (I want to buy $1000 of ETH per month) and every day we’ll convert about $33 to ETH πŸ‘Œ.

BUT more interestingly, that ETH will automatically and immediately start earning you interest at 4.5%. 😎

Oh but there’s more. What about the stablecoins you’re using to buy the ETH? That’ll earn you 7% interest whilst you're waiting to do the DCAing. That is THE MOST CAPITAL-EFFICIENT way you can buy ETH out there. πŸš€

November β€” End Q1

The focus areas after November will be bringing feature parity across both the web-app and mobile app. We’re also planning to roll out our next generation On/Off ramp (a pain point we know is real for mobile app customers). Finally, we will start to focus efforts on two key customer groups β€” most likely DAOs/protocols and streaming influencers.

Q2 onwards

Once we get to Q2 2023 we’ll likely start to build out our product set to include things such as lending and cards.

Having onboarded a new marketing agency , we’ll kick off our first major awareness campaign and look to boost the community (more followers, more activity in discord etc.). We’re also planning on taking a big step on the scaling side, by automating a lot of our existing processes.

(Zebu Digital)
Product Roadmap AMA
Alluo's Mission: to democratise access to Financial Services
The world has an unbanked and under-banked issue
Bringing the mission to life
The road to democratising access to Financial Services
The journey is on